| Credit Union Service Fees |
| Account Reconcilement |
|
$25/hour |
| Account Verification |
|
$25.00 |
| Appraisal for real estate |
|
at cost |
ATM Withdrawal VFCU or Co-op Machine |
|
no charge |
ATM Withdrawal Non-Co-op or VFCU Machine |
|
$2 |
| Beneficiary Demand Statements |
|
$50 |
Cash Advance (Visa) VFCU card at our office |
|
1% of advance |
Cash Advance (Visa) VFCU card, other location |
|
3% of advance |
| Foreign card |
|
3% of advance |
| Cashier's Check |
|
$5 |
| Cashing member draft by non-member |
|
$5 |
| Check copies, per item |
|
$5 |
| Check orders |
|
varies by style |
| Christmas Club early withdrawal |
|
$10 |
| Closed Account fee, within first 90 days |
|
$25 |
| Corporate Check, with 3rd party payee |
|
$3 |
| Credit Protection Insurance |
|
at cost |
| Deposit Error Adjustment |
|
$2 |
| Excess Share Withdrawal (third party) |
|
$2 per item |
| Forced Placed Collateral Insurance |
|
$50 |
| GAP Insurance |
|
$250 |
| Inactive Account fee (after 5 months) |
|
$3 per month |
| IRA Annual Maintenance Fee |
|
$10 |
| Late Charge |
|
|
| Consumer or Mortgage loan |
|
5% of pmt amount |
| Visa |
|
$20 |
| Levy / Legal Processing |
|
$50 |
| Lost Card or PIN (one free per year) |
|
$25 |
| Rush Replacement |
|
$35 |
| Mechanical Breakdown Insurance |
|
Call for price |
| Membership Fee |
|
$5 |
| Money Order |
|
$2 |
| Money Order: Non-member |
|
$5 |
Notary Fee Member, up to 2 signatures |
|
No Charge |
Notary Fee Non-Member |
|
$10 |
| NSF from ATM / Empty Envelope |
|
$35 |
| NSF Item – Returned or Paid |
|
$35 |
| Point of Sale Transaction |
|
No Charge |
| Research |
|
$25/hour |
| Return Item Adjustment |
|
$35 |
| Returned / Dishonored Payment |
|
$35 |
| Returned Mail Fee |
|
$5 per item |
| Special Courier Service |
|
at cost |
| Statement Copies |
|
$2 per page |
| Stop Payment |
|
$35 |
| Subordination Agreement |
|
$50 |
| Subpoena of Records |
|
$25 |
Wire Transfer Domestic – Incoming or Outgoing |
|
$25 |
Wire Transfer Foreign – Incoming or Outgoing |
|
$50 |