Home Equity Line of Credit
Our Home Equity Line of Credit is there when you need itóNo interest is charged until the credit line is used1.(Home Equity Line of Credit only available in Tennessee and Mississippi.)
1. Home Equity Lines of Credit are variable-rate loans from $10,000 to $250,000. Rates as low as 5.50% APR and are based on creditworthiness; your rate may differ. The plan has a maximum APR of 18%.
2. Home Equity Lines of Credit have a five-year draw period followed by a fifteen-year payback period.
3. Some restrictions may apply. The maximum combined loan-to-value for investment properties is 90%.
Retire your mortgage - Refinance with the On Target Mortgage by VFCU
*Processing free includes flood certification, AVM, credit report, title search and insurance, document preparation, and closing agent's fee. Assumes that borrower provides existing title insurance policy.
**Appraisal may be required if value cannot be ascertained using AVM.
Traditional Home Mortgage - 15-30 Year Fixed, 5/1 ARM, FHA, VA
Welcome Home! You are about to discover the easiest way to be pre-qualified, receive custom rates, and get expert advice for a home loan.
Veritas Federal Credit Union
One Nissan Way
Franklin, TN 37067
PO Box 2659
Smyrna, TN 37167
Main Phone: (615) 786-0452
Member Service: (855) 663-8328
Routing Number: 064182605
VFCU NMLS #409723
Am I Eligible?
- Share Accounts
- ATM/Debit Cards
- Audio Response
- Stop Pay Requests
- Wire Transfers
- Direct Deposit
- Convenience Services
Your Savings Federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Govt. Agency.
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.