Home Equity Line of Credit

Our Home Equity Line of Credit is there when you need it—No interest is charged until the credit line is used¹.

(Home Equity Line of Credit only available in Tennessee and Mississippi.)

• Credit line open for 5 years²
• Borrow up to 90%³ of the property value
• Closing costs limited to a 1 percent origination fee on your Equity Loans

Call 1-855-663-8328 or email loans@veritasfcu.org for more information or to apply!

Disclaimers:
1. Home Equity Lines of Credit are variable-rate loans from $10,000 to $250,000. Rates as low as 4.25% APR and are based on creditworthiness; your rate may differ. The plan has a maximum APR of 18%.
2. Home Equity Lines of Credit have a five-year draw period followed by a fifteen-year payback period.
3. Some restrictions may apply. The maximum combined loan-to-value for investment properties is 90%.

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Retire your mortgage - Refinance with the On Target Mortgage by VFCU

Competitive fixed interest rate

Set you own maturity date - from One (1) year to 15 years

Flat processing fee covers all of your closing cost*

No out-of-pocket cash at closing

Most On Target refinances do not require a traditional appraisal**

Set your payment up to meet your schedule - weekly, bi-weekly, semi-monthly, monthly payments available

*Processing free includes flood certification, AVM, credit report, title search and insurance, document preparation, and closing agent's fee. Assumes that borrower provides existing title insurance policy.
**Appraisal may be required if value cannot be ascertained using AVM.

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Traditional Home Mortgage - 15-30 Year Fixed, 5/1 ARM, FHA, VA

Welcome Home! You are about to discover the easiest way to be pre-qualified, receive custom rates, and get expert advice for a home loan.

Click here to continue to our mortgage center.

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