Home Equity Line of Credit
Our Home Equity Line of Credit is there when you need it�No interest is charged until the credit line is used1.(Home Equity Line of Credit only available in Tennessee and Mississippi.)
1. Home Equity Lines of Credit are variable-rate loans from $10,000 to $250,000. Rates as low as 5.50% APR and are based on creditworthiness; your rate may differ. The plan has a maximum APR of 18%.
2. Home Equity Lines of Credit have a five-year draw period followed by a fifteen-year payback period.
3. Some restrictions may apply. The maximum combined loan-to-value for investment properties is 90%.
Retire your mortgage - Refinance with the On Target Mortgage by VFCU
*Processing free includes flood certification, AVM, credit report, title search and insurance, document preparation, and closing agent's fee. Assumes that borrower provides existing title insurance policy.
**Appraisal may be required if value cannot be ascertained using AVM.
Traditional Home Mortgage - 15-30 Year Fixed, 5/1 ARM, FHA, VA
Welcome Home! You are about to discover the easiest way to be pre-qualified, receive custom rates, and get expert advice for a home loan.
Veritas Federal Credit Union
One Nissan Way
Franklin, TN 37067
PO Box 2659
Smyrna, TN 37167
Main Phone: (615) 786-0452
Member Service: (855) 663-8328
Routing Number: 064182605
VFCU NMLS #409723
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VISA CREDIT CARD PAYMENTS www.ezcardinfo.com
- Share Accounts
- ATM/Debit Cards
- Stop Pay Requests
- Wire Transfers
- Direct Deposit
- Convenience Services
Your Savings Federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Govt. Agency.
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.