Veritas Federal Credit Union

Investment Rates

Rates Effective November 1, 2018


Description TERM FIXED / VARIABLE Minimum to Open Minimum
to earn dividends
Dividend Rate Annual Percentage Yield Dividend Declaration

Certificate Special

19 Months Fixed $500.00 $500.00 2.23% 2.25% Quarterly
CERTIFICATES
Certificates 6 Months Fixed $500.00 $500.00 0.850% 0.85% Quarterly
Certificates 12 Months Fixed $500.00 $500.00 1.140% 1.15% Quarterly
Certificates 18 Months Fixed $500.00 $500.00 1.390% 1.40% Quarterly
Certificates 24 Months Fixed $500.00 $500.00 1.540% 1.55% Quarterly
Certificates 36 Months Fixed $500.00 $500.00 1.840% 1.85% Quarterly
Certificates 60 Months Fixed $500.00 $500.00 2.280% 2.30% Quarterly
IRA ACCOUNTS
IRA Certificate 18 Months Fixed $500.00 $500.00 0.800% 0.80% Quarterly
IRA Certificate 36 Months Fixed $500.00 $500.00 1.200% 1.20% Quarterly
Roth IRA Certificate 12 Months Fixed $500.00 $500.00 0.700% 0.70% Quarterly
Roth Convertible Certificate 12 Months Fixed $500.00 $500.00 0.700% 0.70% Quarterly

**

Share Rates

Rates Effective November 1, 2018


Description Rate Type Minimum to Open Minimum
to earn dividends
Dividend Rate Annual Percentage Yield Dividend Declaration
Share Savings Variable $25.00 $50.00 0.100% 0.10% Quarterly
Youth Savings Variable $25.00 $25.00 0.100% 0.10% Quarterly
Christmas Club Variable $5.00 $50.00 0.250% 0.25% Quarterly
IRA Share Variable $5.00 $5.00 0.500% 0.50% Quarterly
Educational IRA Variable $25.00 $25.00 0.500% 0.50% Quarterly


Checking Account Rates

Rates Effective November 1, 2018


Description BALANCE Rate Type Minimum to Open Minimum
to earn dividends
Dividend Rate Annual Percentage Yield Dividend Declaration
Maximizer
Tiered Checking
$1,000 - $2,499 Variable $0.00 $1,000.00 0.00% 0.00% Monthly
$2,500 - $4,999 Variable $0.00 $1,000.00 0.05% 0.05% Monthly
$5,000 - $9,999 Variable $0.00 $1,000.00 0.10% 0.10% Monthly
$10,000 and over Variable $0.00 $1,000.00 0.15% 0.15% Monthly
Opportunity Checking - Variable $0.00 No Dividend 0.00% 0.00% Monthly


Veritas Federal Credit Union
One Nissan Way
Franklin, TN 37067

Mailing Address:
PO Box 2659
Smyrna, TN 37167

Main Phone: (615) 786-0452
Member Service: (855) 663-8328
Email Us!

Routing Number: 064182605
VFCU NMLS #409723
MEMBER SERVICES
Savings/Checking:
    - Share Accounts
    - Checking
    - Certificates
    - IRAs
    - ATM/Debit Cards
Other Services:
    - Audio Response
    - Stop Pay Requests
    - Wire Transfers
    - Direct Deposit
    - Convenience Services

© Copyright 2018 Veritas Federal Credit Union All Rights Reserved.
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NCUA Insured Your Savings Federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Govt. Agency.
EHL
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.