Investment Rates
Rates as of January 1, 2026, and are subject to change without notice.
Certificate Specials
Our certificate specials have a minimum amount of $500.00 to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| Term | APY^ |
|---|---|
| 8 Months – Outside $ | 4.02% |
| 8 Months – Not New $ | 3.92% |
Certificates
Our fixed rate certificates have a minimum amount of $500.00 to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| Term | APY^ |
|---|---|
| 3 Months | 3.45% |
| 6 Months | 3.35% |
| 12 Months | 3.25% |
| 18 Months | 3.10% |
| 24 Months | 3.20% |
| 36 Months | 3.30% |
| 60 Months | 3.40% |
IRA and Roth Certificates
Our fixed rate IRA and Roth certificates have a minimum amount of $500.00 to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| IRA | |
|---|---|
| Term | APY^ |
| 18 Months | 3.29% |
| 36 Months | 3.34% |
| ROTH IRA | |
| Term | APY^ |
| 12 Months | 3.24% |
| ROTH CONVERTIBLE | |
| TERM | APY^ |
| 12 Months | 3.24% |