Investment Rates
Rates as of Oct. 1, 2026, and are subject to change without notice.
CERTIFICATE SPECIAL: 11 Months, with $500.00 to open. Rate of 4.35% APY^. Quarterly dividends. Early withdrawals are subject to penalty.
Certificates
Our fixed rate certificates have a minimum amount of $500.00 to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| Term | APY^ |
|---|---|
| 3 Months | 3.55% |
| 6 Months | 3.44% |
| 12 Months | 3.55% |
| 18 Months | 3.14% |
| 24 Months | 3.08% |
| 36 Months | 3.19% |
| 60 Months | 3.24% |
IRA and Roth Certificates
Our fixed rate IRA and Roth certificates have a minimum amount of $500.00 to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| IRA | |
|---|---|
| Term | APY^ |
| 18 Months | 3.29% |
| 36 Months | 3.34% |
| ROTH IRA | |
| Term | APY^ |
| 12 Months | 3.24% |
| ROTH CONVERTIBLE | |
| TERM | APY^ |
| 12 Months | 3.24% |