Investment Rates
Rates as of April 1, 2025, and are subject to change without notice.
CERTIFICATE SPECIAL
3.75% Annual Percentage Yield for 8 months. New money only. $500 to open.
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Certificates
Our fixed rate certificates have a minimum amount to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| Term | Minimum | Annual Percentage Yield |
|---|---|---|
| 3 Months | $500.00 | 4.00% |
| 6 Months | $500.00 | 3.00% |
| 12 Months | $500.00 | 3.25% |
| 18 Months | $500.00 | 3.25% |
| 24 Months | $500.00 | 3.20% |
| 36 Months | $500.00 | 3.25% |
| 60 Months | $500.00 | 3.45% |
IRA and Roth Certificates
Our fixed-rate IRA and Roth certificates have a minimum amount to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| IRA Certificate | ||
|---|---|---|
| Term | Minimum | Annual Percentage Yield |
| 18 Months | $500 | 3.55% |
| 36 Months | $500 | 3.60% |
| ROTH IRA Certificate | ||
| Term | Minimum | Annual Percentage Yield |
| 12 Months | $500 | 3.49% |
| ROTH CONVERTIBLE Certificate | ||
| Term | Minimum | Annual Percentage Yield |
| 12 Months | $500 | 3.49% |