Veritas Federal Credit Union: Real People. Real Money Help. No Corporate BS.
We’ve been around for 50+ years (yeah, we’re that seasoned friend who’s seen a few recessions and still knows how to budget for brunch and bills). But don’t worry — we’re not stuck in the past. Veritas FCU is where financial wellness meets real talk, community vibes, and support that actually shows up.
Since 1973, we’ve been serving Nissan employees, contractors, suppliers, vendors, and their families. These days, we’re also open to other member groups and folks living in specific parts of Tennessee and Mississippi.
Why Veritas?
Because we keep it honest. It’s literally in the name — Veritas means truth. You’ll get competitive rates, lower fees, and zero judgment. We’re a not-for-profit credit union, which means our success is your success. No shareholders, just real people helping real people make smart money moves.
We’re here to tell you when something doesn’t make sense, cheer you on when you’re winning, and offer second chances if you’ve hit a rough patch. We’ll help you understand your options and hold you accountable — in a “we want to see you win” kind of way. If you’re full in, we’re going to try our best to help you find the right solution.
This isn’t a bank. It’s better.
We’re a co-op. That means you’re not just a customer — you’re a member. We focus on helping you reach financial goals that maybe felt out of reach before.
Currently, we’ve got 5,500+ members, $50M+ in assets, and zero interest in treating you like a number. We’re federally chartered, federally insured, and proudly governed by a volunteer Board of Directors. Our HQ is in Smyrna, TN (across from Nissan), with a branch in Canton, MS, near the Nissan plant.
Let’s get your money working smarter.
Call us at 855-663-8328 to see if you can be a member. We’d love to have you in the fam.
Join VFCU and Get Benefits
LEGIT RATES & DIVIDENDS
HASSLE-FREE ACCESS
FREE? DID WE SAY FREE?
MORE FREE: DIGITAL
Am I Eligible to Join?
You’re eligible to join the family if you meet any of the following criteria:
- You’re employed by Nissan North America (NNA) or you’re a contractor, vendor or supplier for Nissan North America and have badge access to any NNA facility
- You’re employed by other organizations that have an agreement with VFCU (click here)
- You have a family member who is a member of VFCU, regardless of where you live
- You live in certain areas of Rutherford County, TN, or in certain areas north of the greater Jackson, MS (call us)
With digital banking and a Member Representative just a phone call or text away, you can change employers, move, retire, get married—and never have to leave Veritas Federal Credit Union. Once a member…always a member.
If you are unsure if you can join, talk with one of our Member Service Representatives.
How to Join
If you’re eligible, all you do is open a Share Account with us. A Share Account is what makes you a VFCU member. Similar to a savings account, credit unions call it “share” because, by having this account, each member owns a share of the Credit Union. The minimum share deposit required is $25. As long as that $25 share stays in the account, you remain a member and have continual access to great loan rates and a variety of account types. You also have a say in the decisions we make. You could even serve on the board!