You found us! Thanks for stopping in!

Maybe you heard about us from an ad. Or, saw us when driving by. Maybe a family member or friend told you about us. Despite how you heard about us, you likely have a lot in common with us and our members: you belong at a place where people care about your finances as much as you do.

Maybe you have a great credit score, or maybe you don’t. Either way, when you join us, we can give you tips on how to build your credit score better than ever. Generally, even if you’ve been rejected by a bank, let’s see what we can do for you.

Maybe you’re looking for cash. With this in mind, did you know there’s hidden value in your home? Renovate. Consolidate. Get off of high-interest, rip-off, pay-day loans. Let us help you get your finances to a good place, with lower fixed rates and lower fees than other places.

Of course, when you join us, you’ll find a co-op of people looking out for you. Whatever your financial goal, let us help you get there.

Play Cashy Now

Play Games, Learn about Finances, and Win Money

Cashy is a financial education game where participants play daily minigames and earn tickets for a chance to win up to $100,000 in the weekly drawing. The more you play, the more you boost your financial skills, and the more you can win!

Veritas FCU is a friendly community, offering financial well-being.

We’re just over 50 years old! We’ve served Nissan North America employees, contractors, vendors, suppliers, and their families since 1973. We also serve multiple member groups and people living in various census tracts in Tennessee and Mississippi.

When you join VFCU, you instantly receive highly competitive rates and lower fees. But you join something bigger. You join a co-op of people looking out for you. And even if you move, once you’re a member, you can always be a member, no matter where you are. With digital banking, it’s easy!

Veritas Means Truth

Like a good family, we’re going to tell you if something doesn’t make sense. After all, Veritas means Truth! We’re going to joke with you and we’re going to be serious with you when we need to be. We’re going to hold you accountable for your commitments. We have ways of offering you a second chance if you’ve screwed up and sincerely want to get back on your feet. If you’re full in, we’re going to try our best to help you find the best solutions.

Like most families, we’re happy to be different. We’re not a run-of-the-mill financial institution. Rather than focusing on building company wealth, we focus on helping our members reach financial goals they never thought possible.

Veritas FCU is federally chartered and federally insured.

At this time, we are $50+ million strong & serve nearly 5,500 members throughout North America. We’re completely not-for-profit, and are governed by a volunteer Board of Directors. Our headquarters is located across from the Nissan plant in Smyrna, TN, and we have a branch near the Nissan plant in Canton, MS.

Get more out of what you earn. Call 855-663-8328 to see if you qualify for membership.

We're happy to be different.

Join VFCU and Get Benefits


  • Exceptional savings and checking dividend rates

  • Below-market loan rates for personal or home loans, for buying or refinancing cars, and more


  • Direct deposit

  • Wire transfer services (incoming & outgoing)

  • 24/7 secure account access through  eBanking and our app


  • Free ATM / Debit card

  • No annual fee and CashBack Rewards with our VISA credit card

  • Toll-free member contact center

  • Notary Service: 2 per visit

  • Official checks


  • Account balance and transactions at your fingers

  • Pay bills online

  • Convenient Veritas app

  • eStatements

  • A2A transfers

  • Remote Deposit Capture (RDC) after first month

Am I Eligible to Join?

You are eligible to join VFCU if you meet any of the following criteria:

  • You are employed by Nissan North America (NNA)
  • You are a contractor, vendor or supplier for Nissan North America and have badge access to any Nissan North America facility
  • You are employed by other organizations which have a “select employer group” or “associational” agreement with VFCU (click here)
  • You have a family member who is a member of VFCU, regardless of where you live
  • You live in a certain portion of census tracts where VFCU membership is granted

You can change employers, move, retire, get married—and never have to leave Veritas Federal Credit Union. Once a member…always a member.

If you are unsure if you can join, come talk with one of our Member Service Representatives.

Changing financial institutions.

It’s not that difficult.

How to Join

If you’re eligible, all you do is open a Share Account with us. A Share Account is the foundation of your VFCU membership. Similar to a savings account, credit unions call it “share” because, by having this account, each member owns a share of the Credit Union. The minimum deposit required is $25. As long as that $25 share stays in the account, you remain a member and have continual access to great loan rates and a wide variety of account types. You also have a say in the decisions we make by electing Board Members to represent you. You could even serve on the board yourself!