Veritas Federal Credit Union is a close-knit family of individuals banding together to offer financial well-being to Nissan North America employees, contractors, vendors, suppliers, and their families since July 13, 1973, back when it was called Nissan Motor Corporation. We have expanded our family circle to include other select employer groups, such as Merit Health Madison in Canton, MS, or Sam Davis Lodge in Smyrna, TN, so if you’re interested in membership, stop in to see what we can do together.
Like most families, we’re happy to be different. We’re not the run-of-the-mill financial institution. Rather than focusing on building company wealth, we focus on helping our members gain financial success. When you join VFCU, you instantly receive highly competitive rates and lower fees. But you also join something bigger. You join a co-op of people who are looking out for you.
Like a good family, we’re going to tell you if something doesn’t make sense. We’re going to joke with you and we’re going to be serious with you when we need to be. We’re going to hold you accountable for your commitments. We have ways of offering you a second chance if you’ve screwed up and sincerely want to get back on your feet. If you’re full in, we’re going to try our best to help you find the best solutions.
Veritas FCU is federally chartered and federally insured. Presently, we are $45 million strong & serve nearly 6,500 members throughout North America. We’re completely not-for-profit, and are run by an elected Board of Directors. Our main office is located across from the Nissan plant in Smyrna, TN.
Get more out of what you earn. Call 855-663-8328 to see if you qualify for membership.
Some VFCU Credit Union Benefits
GREAT RATES & DIVIDENDS
Exceptional savings and checking dividend rates
Below-market loan rates for personal or home loans, for buying or refinancing cars, and more
CONVENIENCE & ACCESS
Direct deposit of your paycheck
Wire transfer services (incoming & outgoing)
24/7 secure account access through VFCU eBanking
Nationwide network of surcharge-free ATMs and shared branches
FREE PRODUCTS & SERVICES
Free ATM / Debit card
No annual fee with Veritas Credit card
Toll-free member contact center: 855-663-8328
Notary Service: 2 per visit
Official checks
FREE EBANKING, EPAY, AND APP
Account balance and transactions at your fingers
Pay bills online
Convenient Veritas app
eStatements
A2A transfers
Remote Deposit Capture (RDC) after first month
Am I Eligible to Join?
You are eligible to join VFCU if you meet any of the following criteria:
- You are employed by Nissan North America (NNA)
- You are a contractor, vendor or supplier for Nissan North America and have badge access to any Nissan North America facility
- You are employed by other organizations which have a “select employer group” agreement with VFCU
- You have a family member who is a member of VFCU, regardless of where you live
- You live in a certain portion of the zip codes where Nissan North America facilities are located
You can change employers, move, retire, get married—and never have to leave Veritas Federal Credit Union. Once a member…always a member.
If you are unsure if you can join, come talk with one of our Member Service Representatives.
How to Join
If you’re eligible, all you do is open a Share Account with us. A Share Account is the foundation of your VFCU membership. Similar to a savings account, credit unions call it “share” because, by having this account, each member owns a share of the Credit Union. The minimum deposit required is $25. As long as that $25 share stays in the account, you remain a member and have continual access to great loan rates and a wide variety of account types. You also have a say in the decisions we make by electing Board Members to represent you. You could even serve on the board yourself!