Veritas Federal Credit Union is a close-knit family of individuals banding together to offer financial well-being to Nissan North America employees, contractors, vendors, suppliers, and their families since July 13, 1973, back when it was called Nissan Motor Corporation. We have expanded our family circle to include other select employer groups, such as Merit Health Madison in Canton, MS, or Sam Davis Lodge in Smyrna, TN, so if you’re interested in membership, stop in to see what we can do together.

Like most families, we’re happy to be different. We’re not the run-of-the-mill financial institution. Rather than focusing on building company wealth, we focus on helping our members gain financial success. When you join VFCU, you instantly receive highly competitive rates and lower fees. But you also join something bigger. You join a co-op of people who are looking out for you.

Like a good family, we’re going to tell you if something doesn’t make sense. After all, Veritas means Truth! We’re going to joke with you and we’re going to be serious with you when we need to be. We’re going to hold you accountable for your commitments. We have ways of offering you a second chance if you’ve screwed up and sincerely want to get back on your feet. If you’re full in, we’re going to try our best to help you find the best solutions.

Veritas FCU is federally chartered and federally insured. Presently, we are $45 million strong & serve nearly 6,500 members throughout North America. We’re completely not-for-profit, and are run by an elected Board of Directors. Our main office is located across from the Nissan plant in Smyrna, TN.

Get more out of what you earn. Call 855-663-8328 to see if you qualify for membership.

We're happy to be different.

Be different. Join us.

Join VFCU and Get Benefits


  • Exceptional savings and checking dividend rates

  • Below-market loan rates for personal or home loans, for buying or refinancing cars, and more


  • Direct deposit of your paycheck

  • Wire transfer services (incoming & outgoing)

  • 24/7 secure account access through VFCU eBanking


  • Free ATM / Debit card

  • No annual fee with Veritas credit card

  • Toll-free member contact center: 855-663-8328

  • Notary Service: 2 per visit

  • Official checks


  • Account balance and transactions at your fingers

  • Pay bills online

  • Convenient Veritas app

  • eStatements

  • A2A transfers

  • Remote Deposit Capture (RDC) after first month

Veritas FCU Membership Family Tree
Membership application

Am I Eligible to Join?

You are eligible to join VFCU if you meet any of the following criteria:

  • You are employed by Nissan North America (NNA)
  • You are a contractor, vendor or supplier for Nissan North America and have badge access to any Nissan North America facility
  • You are employed by other organizations which have a “select employer group” agreement with VFCU
  • You have a family member who is a member of VFCU, regardless of where you live
  • You live in a certain portion of the zip codes where Nissan North America facilities are located

You can change employers, move, retire, get married—and never have to leave Veritas Federal Credit Union. Once a member…always a member.

Who is eligible to join VFCU

If you are unsure if you can join, come talk with one of our Member Service Representatives.

Changing financial institutions.

It’s not that difficult.

Walk through the steps.

How to Join

If you’re eligible, all you do is open a Share Account with us. A Share Account is the foundation of your VFCU membership. Similar to a savings account, credit unions call it “share” because, by having this account, each member owns a share of the Credit Union. The minimum deposit required is $25. As long as that $25 share stays in the account, you remain a member and have continual access to great loan rates and a wide variety of account types. You also have a say in the decisions we make by electing Board Members to represent you. You could even serve on the board yourself!

own a share of the credit union.
find out about volunteering