VFCU News You Can Use
Check out our blog for ways you can sharpen your financial skills. Get an annual free credit report. Use our built-in calculators to see how you’re doing or how much further you need to go. Catch up on our latest newsletters. This is news you can use!
Payday Loans Spell Trouble
Payday Loans: Fast Cash, Long-Term Trouble When money’s tight and payday feels a million miles away, a quick loan might sound like a lifesaver. But
Auto Returns
Right to Cancel on an Auto Is That a Thing? Let’s say you just bought a car. On the way home from the dealer,
Gap Insurance
What is GAP Insurance? GAP insurance (Guaranteed Asset Protection) is auto insurance to protect you from financial losses. For example, if the compensation you receive
Direct Deposit
Direct Deposit - A More Convenient, Secure and Efficient Way to Get Paid Direct deposit is a convenient and secure way to get paid. Instead
Notary Public Services
Notary Public Services: What You Need to Know A notary public is a public official who is authorized to witness the signing of documents and
Stop Payment Request: How to Prevent Unauthorized Payments
Stop Payment Request: How to Prevent Unauthorized Payments Make a stop payment request to let us know you don't want to process a specific check
Checking Accounts
Maximize Your Spending A checking account allows you to deposit, withdraw, and transfer money easily and conveniently. They're used for everyday expenses, such as paying
Christmas Club Accounts
Save for the Holidays with Our Christmas Club Account The holidays are a time for joy and celebration but can also be a time for
Q&A: Available Balance
We've had a few questions about confusion with the "Available" balance, current balance, and pending items. Most of the items discussed below are not specific
Pros and Cons of Debt Consolidation
Pros and Cons of Debt Consolidation Debt consolidation loans typically offer a lower interest rate and more favorable terms than the initial loan or debt.
2023 Fraud Tips
2023 Fraud Tips from CO-OP Solutions' Blog Consider that U.S. consumers lost a record $3.56 billion to online fraud in the first half of 2022
Vehicle Guide
If you're shopping for a vehicle, you might look at the Fuel Economy Guide from the US Dept of Energy and the EPA. You
5 Ways to Maximize Your Savings
by Allie Cooper Savings are a big concern when the holiday season closes in fast. Over a fifth of Americans say Christmas spending would leave
Checking Account Top 5
5 Reasons to Open a Checking Account with Veritas FCU You may be one of those who has a checking account at a bank
Cyber Actors and Mobile Banking Apps
Cyber Actors and Mobile Banking Apps According to an alert from the FBI, they expect cyber actors to target Mobile Banking Apps with techniques such
Why Does My Credit Score Matter?
Why Does My Credit Score Matter? Your credit score is an indicator of your financial wellness and responsibility. We have outlined how credit scores
Peace of Mind is Possible on the Money Journey
Peace of Mind is Possible on the Money Journey Money is one of those things we should have control of, yet so many people
What is the best IRA for me?
First, What is an IRA? An IRA (Individual Retirement Account) helps you save for retirement while you reap tax advantages along the way. We
Propping up a CD Strategy by Laddering
Propping up a CD Strategy by Laddering Laddering is an excellent way to ensure you earn the best CD rates possible. Control the terms
Improve Your Finances
Improve Your Finances Q: I’d like to improve my finances. Where do I start? A: A new year is a wonderful time to
Build Up Your Credit from Scratch
Build Up Your Credit from Scratch Q: I’ve never had a credit card and my credit history is non-existent. I’m ready to build
Applying for FAFSA
All You Need to Know About Applying for FAFSA Free Application for Federal Student Aid (FAFSA) season is in full swing! Whether you’re a
How Men And Women Manage Money Differently
How Men and Women Manage Money Differently Over the last century, society has made strides toward gender equality on every level, including basic money
When is Refinancing to a 15-Year Mortgage a Smart Move?
When is Refinancing to a 15-Year Mortgage a Smart Move? When mortgage rates fall, many homeowners rush to refinance their 30-year mortgages into 15-year
Tips for Investing
Tips for Investing Investing is big business. That's why it pays to make the most of your investment portfolio. Whether you're an established investor