VFCU News You Can Use
Check out our blog for ways you can sharpen your financial skills. Get an annual free credit report. Use our built-in calculators to see how you’re doing or how much further you need to go. Catch up on our latest newsletters. This is news you can use!
Q&A: Available Balance
We've had a few questions about confusion with the "Available" balance, current balance vs available balance, and if available balance includes pending items. Most of
Pros and Cons of Debt Consolidation
Pros and Cons of Debt Consolidation Debt consolidation loans typically offer a lower interest rate and more favorable terms than the initial loan or debt,
2023 Fraud Tips
2023 Fraud Tips from CO-OP Solutions' Blog Consider that U.S. consumers lost a record $3.56 billion to online fraud in the first half of 2022
Fuel Economy Guide
If you're shopping for a vehicle, you might look at the Fuel Economy Guide from the US Dept of Energy and the EPA. You can
5 Ways to Maximize Your Savings
by Allie Cooper With the holiday season closing in fast, savings are a big concern. Over a fifth of Americans say Christmas spending would leave
Checking Account Top 5
5 Reasons to Open a Checking Account with Veritas FCU You may be one of those who has a checking account at a bank
Third Round of Economic Impact Payments
Third Round of Economic Impact Payments A third round of economic impact payments has passed through Congress. They will, in general, provide up to $1,400
6 Smart Ways to Spend your Third Stimulus Check – Highlights
These tips to spend your Third Stimulus Check came directly from Sandra Block‘s article on Kiplinger, dated March 11, 2021. See her article for the
Tax Implications of Working Remotely: Q and A
Tax Implications of Working Remotely: Q and A Last spring, many of us were asked to leave the office and begin working remotely from home.
Tax Credits Are Often More Valuable Than Deductions
Tax Credits Are Often More Valuable Than Deductions If you're confused about the difference between a tax deduction and a tax credit, you're not alone.
Temporarily Furloughed? What Does That Mean for Your Taxes?
Temporarily Furloughed? What Does That Mean for Your Taxes? For those who were temporarily furloughed during the pandemic, and are now back to work, you
Impact of Stimulus Payments on Your Taxes
Impact of Stimulus Payments on Your Taxes What a year 2020 has been! New Year’s celebrations were barely over when the coronavirus turned things topsy-turvy.
401(k) Distribution Due to COVID and Your Taxes
401(k) Distribution due to COVID and Your Taxes The coronavirus certainly threw a monkey wrench in our finances this year, didn’t it? But there is
Five Hidden Ways to Boost Your Tax Refund
Five Hidden Ways to Boost Your Tax Refund Tax time is just around the corner. Wouldn’t a big fat boost to your tax refund come
Tax Tips for Unemployment Income for those Laid Off or Furloughed
Tax Tips for Unemployment Income for those Laid Off or Furloughed If you lost your job or were furloughed this year, we’re so sorry. If
Will Cyber Actors Target Mobile Banking Apps?
Will Cyber Actors Target Mobile Banking Apps? According to a recent alert from the FBI, they expect cyber actors to start targeting Mobile Banking Apps
Why Does My Credit Score Matter?
Why Does My Credit Score Matter? Your credit score is an indicator of your financial wellness and responsibility. We have outlined how credit scores
Peace of Mind is Possible on the Money Journey
Peace of Mind is Possible on the Money Journey Money is one of those things we should have control of, yet so many people
What is the best IRA for me?
First, What is an IRA? An IRA (Individual Retirement Account) helps you save for retirement while you reap tax advantages along the way. We
Propping up a CD Strategy by Laddering
Propping up a CD Strategy by Laddering Laddering is an excellent way to ensure you earn the best CD rates possible. Control the terms
Improve Your Finances in 2020
Improve Your Finances in 2020 Q: I’d like to improve my finances in 2020. Where do I start? A: A new year is
Build Up Your Credit from Scratch
Build Up Your Credit from Scratch Q: I’ve never had a credit card and my credit history is non-existent. I’m ready to build
Applying for FAFSA
All You Need to Know About Applying for FAFSA Free Application for Federal Student Aid (FAFSA) season is in full swing! Whether you’re
How Men And Women Manage Money Differently
How Men and Women Manage Money Differently Over the last century, society has made strides toward gender equality on every level, including basic
When is Refinancing to a 15-Year Mortgage a Smart Move?
When is Refinancing to a 15-Year Mortgage a Smart Move? With mortgage rates falling, many homeowners are rushing to refinance their 30-year mortgages into
Tips for Investing
Tips for Investing Investing is big business. That's why it pays to make the most of your investment portfolio. Whether you're an established