*APR (Annual Percentage Rate) as of 02-01-2023. Promotional rate as low as 7.99% offered on consolidation loans up to $50,000 with up to a 72-month term. For example, $10,000 at 7.99% for 72 months has a monthly payment of around $175.31. Borrower must provide current proof of income. Your rate depends on your credit score at closing and may be higher. Minimum credit score of 600 required to qualify. Promo is open through April 30, 2023. Not all members will qualify.
Before you apply, we encourage you to consider if consolidating your existing debt is right for you. Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you will be in a better position to decide if it is the right option for you.