Checking Account Rates
Rates as of July 1, 2025, and are subject to change without notice.
| Type | Balance | APY^ |
|---|---|---|
| Thrive High-Yield Checking | Up to $25,000 | 5.00% |
| over $25,000 | 0.10% | |
| Grow Checking | $1,000 to $2,499 | n/a |
| $2,500 to $4,999 | 0.10% | |
| $5,000 to $9,999 | 0.15% | |
| $10,000 and over | 0.20% |