Fee Schedule
Effective April 1, 2021
| Description | Fee |
|---|---|
| Account Reconcilement (per hour) | $25 |
| Account Verification Fee (Mortgage) | $25 |
| ATM Deposit Error Fee (per item) | $2 |
| Beneficiary Demand of Statement (per item) | $50 |
| Bill Pay Services | |
|
$7.95 |
|
$24.95 |
|
$35 |
| Cash Advance | |
|
1% of advance |
|
3% of advance |
|
3% of advance |
| Cashier’s Check (per item) | $5 |
| Check Copies (per item) | $5 |
| Closed Account Fee (under 91 days of opening) | $25 |
| Collection of Non-US Check (per item) | $15 |
| Courier Service (per item) | at VFCU cost |
| Document Research/Subpoena Fee (per hour, minimum 1 hour) | $25 |
| Early Club Withdrawal (per transaction) | $10 |
| Excessive ATM Withdrawal Share Account (per item) | $2 |
| Excessive Transfer (per item) | $2 |
| Express Mail Service | $25 |
| Forced Place Collateral Insurance (per event) | $50 |
| Description | Fee |
|---|---|
| GAP Insurance | $459 |
| Inactive Account (after 5 months) | $3 |
| International ACH Transfer (IAT) (per item) | $10 |
| IRA Annual Maintenance Fee | $20 |
| Late Charge for Loan | Per Loan Terms |
| Legal Processing Fee (per occurrence) | $50 |
| Loan Processing | $25 |
| Lost ATM / Debit Card / PIN (per item) | $25 |
| Lost ATM / Debit Card / PIN Rush (per item) | $50 |
| Mechanical Breakdown Insurance | Varies. |
| Member Money Order (per item) | $1 |
| Member Notary (2 free at same occurrence; 3 or more assessed fee) | Free / $10 |
| Member Personal Check Order | Varies. |
| Non-Member or Non-CoOp ATM Transaction | $3 |
| Non Member Cashing of Member Draft (per item) | $5 |
| Non-Member Payroll Check Cashing (per item) | $5 |
| Non-Member Money Order (per item) | $3 |
| Non-Member Notary (per signature) | $10 |
| NSF Item: ATM Empty Envelope (per item) | $35 |
| NSF Item: Paid / Returned (per item) | $35 |
| Opportunity Checking Open Account Fee | $25 |
| Opportunity Checking Monthly Account Fee | $10 |
| Returned Mail Fee (per item) | $5 |
| Returned Deposit / Payment (per item) | $35 |
| Description | Fee |
|---|---|
| Statement Copy (per page) | $2 |
| Statement Hard-Copy Mailed (monthly/quarterly) | $2 |
|
|
| Stop Payment (per item) | $35 |
| Subordination Agreement (per item) | $50 |
| Teller Check to Third Party (per item) | $3 |
| VISA Late Charge | $25 |
| VISA Lost Card / PIN (per item) | $20 |
| VISA Lost Card / PIN Rush (per item) | $50 |
| Wire Transfer | |
|
$25 |
|
$50 |