Investment Rates
Rates as of July 1, 2025, and are subject to change without notice.
Certificates
Our fixed rate certificates have a minimum amount to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| Term | Minimum | Annual Percentage Yield |
|---|---|---|
| 3 Months | $500.00 | 3.96% |
| 6 Months | $500.00 | 4.42% |
| 12 Months | $500.00 | 3.60% |
| 18 Months | $500.00 | 3.39% |
| 24 Months | $500.00 | 3.29% |
| 36 Months | $500.00 | 3.24% |
| 60 Months | $500.00 | 3.29% |
IRA and Roth Certificates
Our fixed-rate IRA and Roth certificates have a minimum amount to open the account and earn dividends quarterly. Early withdrawals are subject to penalty.
| IRA Certificate | ||
|---|---|---|
| Term | Minimum | Annual Percentage Yield |
| 18 Months | $500 | 3.55% |
| 36 Months | $500 | 3.60% |
| ROTH IRA Certificate | ||
| Term | Minimum | Annual Percentage Yield |
| 12 Months | $500 | 3.49% |
| ROTH CONVERTIBLE Certificate | ||
| Term | Minimum | Annual Percentage Yield |
| 12 Months | $500 | 3.49% |