Investment Rates

Rates Effective January 1, 2021

Certificates

Certificate

6 months

Minimum to open
$500.00

Dividend rate
0.300%

APY^
0.30%

Certificate
12 months

Minimum to open
$500.00

Dividend rate
0.500%

APY^
0.50%

Certificate
18 months

Minimum to open
$500.00

Dividend rate
0.550%

APY^
0.55%

Certificate
24 months

Minimum to open
$500.00

Dividend rate
0.600%

APY^
0.60%

Certificate
36 months

Minimum to open
$500.00

Dividend rate
0.650%

APY^
0.65%

Certificate

60 months

Minimum to open
$500.00

Dividend rate
0.700%

APY^
0.70%

IRA and Roth Certificates

IRA Certificate
18 months

Minimum to open
$500

Dividend rate
0.550%

APY^
0.55%

IRA Certificate
36 months

Minimum to open
$500

Dividend rate
0.650%

APY^
0.65%

Roth IRA Certificate
12 months

Minimum to open
$500

Dividend rate
0.500%

APY^
0.50%

Roth Convertible
12 months

Minimum to open

$500

Dividend rate
0.500%

APY^
0.50%