Investment Rates
Rates Effective January 1, 2021
Certificates
Certificate
6 months
Minimum to open
$500.00
Dividend rate
0.300%
APY^
0.30%
Certificate
12 months
Minimum to open
$500.00
Dividend rate
0.500%
APY^
0.50%
Certificate
18 months
Minimum to open
$500.00
Dividend rate
0.550%
APY^
0.55%
Certificate
24 months
Minimum to open
$500.00
Dividend rate
0.600%
APY^
0.60%
Certificate
36 months
Minimum to open
$500.00
Dividend rate
0.650%
APY^
0.65%
Certificate
60 months
Minimum to open
$500.00
Dividend rate
0.700%
APY^
0.70%
IRA and Roth Certificates
IRA Certificate
18 months
Minimum to open
$500
Dividend rate
0.550%
APY^
0.55%
IRA Certificate
36 months
Minimum to open
$500
Dividend rate
0.650%
APY^
0.65%
Roth IRA Certificate
12 months
Minimum to open
$500
Dividend rate
0.500%
APY^
0.50%
Roth Convertible
12 months
Minimum to open
$500
Dividend rate
0.500%
APY^
0.50%